:root{--navy:#0b1f33;--blue:#1261a0;--sky:#eaf5ff;--green:#0b7a53;--ink:#16202a;--muted:#56616e;--line:#dbe4ec;--soft:#f7f9fb;--white:#fff;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:var(--blue)}img{max-width:100%;display:block}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.92rem}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 0;align-items:center}.topbar a{color:#fff;text-decoration:none;font-weight:700}.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.head-inner{height:74px;display:flex;align-items:center;justify-content:space-between;gap:26px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);font-weight:900;letter-spacing:-.02em}.mark{width:42px;height:42px;border-radius:9px;background:linear-gradient(135deg,var(--navy),var(--blue));display:grid;place-items:center;color:#fff;font-size:1.05rem;box-shadow:0 6px 18px rgba(11,31,51,.18)}.brand small{display:block;font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:800}.nav{display:flex;align-items:center;gap:20px}.nav a{text-decoration:none;color:var(--ink);font-weight:750;font-size:.95rem}.button,.nav .button{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;border-radius:8px;background:var(--blue);color:#fff;text-decoration:none;font-weight:850;border:0;box-shadow:0 8px 20px rgba(18,97,160,.18)}.button.secondary{background:#fff;color:var(--navy);border:1px solid var(--line);box-shadow:none}.button.green{background:var(--green)}.hero{background:linear-gradient(115deg,rgba(11,31,51,.97),rgba(11,31,51,.80)),url('https://images.pexels.com/photos/36729884/pexels-photo-36729884.jpeg?auto=compress&cs=tinysrgb&w=1600') center/cover;min-height:600px;color:#fff;display:flex;align-items:center}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding:70px 0}.eyebrow{font-size:.8rem;letter-spacing:.15em;text-transform:uppercase;font-weight:900;color:#8fd0ff}.hero h1,.page-hero h1{font-size:clamp(2.45rem,5vw,4.75rem);line-height:1.02;letter-spacing:-.05em;margin:.3rem 0 1rem}.hero p{font-size:1.2rem;max-width:720px;color:#edf5fb}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero .button{font-size:1.04rem;padding:15px 22px}.trust-card{background:#fff;color:var(--ink);border-radius:16px;padding:28px;box-shadow:0 20px 60px rgba(0,0,0,.22)}.trust-card h2{margin:0 0 12px;color:var(--navy);font-size:1.7rem}.check{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-bottom:1px solid var(--line)}.check:last-of-type{border-bottom:0}.check b{color:var(--green);font-size:1.1rem}.fine{font-size:.78rem;color:var(--muted);line-height:1.5}.section{padding:74px 0}.section.soft{background:var(--soft)}.section.sky{background:var(--sky)}.section h2{font-size:clamp(1.9rem,3vw,2.8rem);line-height:1.12;letter-spacing:-.035em;color:var(--navy);margin:0 0 14px}.section-intro{font-size:1.08rem;color:var(--muted);max-width:800px;margin:0 0 32px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:0 8px 25px rgba(11,31,51,.04)}.card h3{margin:0 0 8px;color:var(--navy);font-size:1.22rem}.card p{margin:0;color:var(--muted)}.number{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--blue);font-weight:900;margin-bottom:14px}.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.photo{border-radius:16px;overflow:hidden;box-shadow:0 16px 40px rgba(11,31,51,.12);min-height:380px}.photo img{width:100%;height:100%;min-height:380px;object-fit:cover}.bulletlist{padding-left:1.25rem}.bulletlist li{margin:.55rem 0}.cta-band{background:var(--navy);color:#fff;border-radius:18px;padding:42px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta-band h2{color:#fff;margin:0 0 8px}.cta-band p{margin:0;color:#dbeaf5}.areas{display:flex;gap:10px;flex-wrap:wrap}.pill{border:1px solid var(--line);border-radius:999px;padding:10px 15px;background:#fff;color:var(--navy);text-decoration:none;font-weight:800}.faq{max-width:900px}.faq details{border:1px solid var(--line);border-radius:10px;background:#fff;margin:10px 0;padding:0 18px}.faq summary{cursor:pointer;padding:17px 4px;font-weight:850;color:var(--navy)}.faq details p{margin:0 4px 18px;color:var(--muted)}.page-hero{background:linear-gradient(135deg,var(--navy),#164b73);color:#fff;padding:78px 0 62px}.page-hero .eyebrow{color:#9fd5fb}.page-hero p{max-width:780px;font-size:1.14rem;color:#e4eef6}.breadcrumb{font-size:.85rem;margin-bottom:22px;color:#c7d8e4}.breadcrumb a{color:#fff}.article{max-width:880px}.article h2{margin-top:2.2rem}.article h3{color:var(--navy);margin-top:1.6rem}.article p,.article li{color:#3f4b56}.note{border-left:4px solid var(--blue);background:var(--sky);padding:18px 20px;border-radius:0 10px 10px 0;margin:24px 0}.footer{background:#071522;color:#cfdae3;padding:52px 0 90px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:34px}.footer a{color:#fff}.footer h3{color:#fff;margin-top:0}.footer small{color:#9aa9b6}.mobile-bar{display:none}.kicker{font-weight:900;color:var(--green);text-transform:uppercase;letter-spacing:.09em;font-size:.78rem}.statrow{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}.stat{border:1px solid var(--line);border-radius:12px;padding:16px;background:#fff}.stat strong{display:block;color:var(--navy);font-size:1.05rem}.toc{border:1px solid var(--line);background:var(--soft);padding:20px 24px;border-radius:12px;margin:20px 0 32px}.toc a{text-decoration:none}.legal{font-size:.78rem;color:#6d7781}.inline-cta{border:2px solid #cfe4f5;border-radius:14px;background:#f4faff;padding:25px;margin:32px 0}.inline-cta h3{margin-top:0}.geo-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.geo-card{border:1px solid var(--line);padding:22px;border-radius:12px;background:#fff}.geo-card h3{margin-top:0}.geo-card a{font-weight:800}.credit-scale{display:grid;grid-template-columns:repeat(5,1fr);gap:4px;margin:22px 0}.credit-scale span{padding:10px 5px;text-align:center;background:var(--soft);font-size:.78rem;font-weight:800}.callout{font-size:1.12rem;color:var(--navy);font-weight:800}
@media (max-width:900px){.nav a:not(.button){display:none}.hero-grid,.split,.footer-grid{grid-template-columns:1fr}.hero{min-height:auto}.hero-grid{padding:52px 0}.trust-card{max-width:620px}.cards{grid-template-columns:1fr}.geo-grid{grid-template-columns:1fr}.cta-band{display:block}.cta-band .hero-actions{margin-top:20px}.statrow{grid-template-columns:1fr}.credit-scale{grid-template-columns:1fr}.mobile-bar{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:100;background:#fff;border-top:1px solid var(--line);padding:9px;gap:8px}.mobile-bar a{padding:12px;border-radius:8px;text-align:center;text-decoration:none;font-weight:900}.mobile-bar .apply{background:var(--blue);color:#fff}.mobile-bar .call{background:var(--green);color:#fff}.footer{padding-bottom:115px}}
@media (max-width:560px){.wrap{width:min(var(--max),calc(100% - 26px))}.topbar .wrap{font-size:.77rem}.brand span:last-child{font-size:.95rem}.mark{width:38px;height:38px}.hero h1,.page-hero h1{font-size:2.5rem}.section{padding:56px 0}.cta-band{padding:30px 22px}.hero-actions .button{width:100%}.photo,.photo img{min-height:270px}}